Terms & Conditions.

Please read these Terms and Conditions ("Terms", "Terms and Conditions") carefully before using the QuickBiz mobile application, web application, and website (together, the "Service"), operated by NOBLERADIANCE SOLUTIONS PRIVATE LIMITED ("us", "we", or "our").

Your access to and use of the Service is conditioned on your acceptance of and compliance with these Terms. These Terms apply to all visitors, users and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

0. Who you are contracting with

The Service is provided by NOBLERADIANCE SOLUTIONS PRIVATE LIMITED, a private limited company incorporated in India under the Companies Act, 2013:

• Registered office: Banswara, Rajasthan, India
• Contact: communication@quickbiz.pro

Your contract is with this Indian company and no one else. Whatever country you are located in, and whatever currency you are billed in, the agreement formed when you accept these Terms is between you and NOBLERADIANCE SOLUTIONS PRIVATE LIMITED, India.

0.1 No establishment outside India

QuickBiz is supplied on a cross-border basis from India. We wish to be explicit about what that means, because we actively market the Service in Kuwait and elsewhere in the Gulf:

• We have no branch, subsidiary, office, agent, permanent establishment, or commercial registration in the State of Kuwait, or in any country other than India.
• Marketing the Service to businesses in a country, quoting prices in that country's currency, or publishing content in Arabic does not mean we are established, licensed, or registered there, and must not be read as such.
• You are responsible for your own local obligations. Whether your business is permitted to use software of this kind, what records you must keep, what invoices or tax documents you must issue, and what licences you must hold, are matters for you and your own advisers under your own local law. We do not advise on them and we do not warrant that use of the Service satisfies them.
• Documents produced by the Service are not certified tax documents. Invoices, receipts, and reports generated by QuickBiz are business records produced from data you enter. They are not certified or approved by the tax authority of any country, and it remains your responsibility to ensure the documents you issue meet your local requirements.

1. Accounts

When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorized use of your account.

2. Subscriptions

Some parts of the Service are billed on a subscription basis ("Subscription(s)"). You will be billed in advance on a recurring and periodic basis ("Billing Cycle"). Billing cycles are set on a monthly, quarterly (3 months), semi-annual (6 months), or annual basis.

At the end of each Billing Cycle, your Subscription will automatically renew under the exact same conditions unless you cancel it or QuickBiz cancels it. You may cancel your Subscription renewal either through your online account management page or by contacting QuickBiz customer support team.

2.1 Subscription Plans

QuickBiz offers the following subscription plans:

• Monthly Plan: Billed every month
• Quarterly Plan: Billed every 3 months
• Semi-Annual Plan: Billed every 6 months
• Annual Plan: Billed every 12 months

2.2 Free Trial

QuickBiz may, at its sole discretion, offer a Subscription with a free trial for a limited period of time ("Free Trial").

You may be required to enter your billing information in order to sign up for the Free Trial. If you do enter your billing information when signing up for the Free Trial, you will not be charged by QuickBiz until the Free Trial has expired. On the last day of the Free Trial period, unless you cancelled your Subscription, you will be automatically charged the applicable Subscription fees for the type of Subscription you have selected.

At any time and without notice, QuickBiz reserves the right to (i) modify the terms and conditions of the Free Trial offer, or (ii) cancel such Free Trial offer.

2.3 Fee Changes

QuickBiz, in its sole discretion and at any time, may modify the Subscription fees for the Subscriptions. Any Subscription fee change will become effective at the end of the then-current Billing Cycle.

QuickBiz will provide you with reasonable prior notice of any change in Subscription fees to give you an opportunity to terminate your Subscription before such change becomes effective.

Your continued use of the Service after the Subscription fee change comes into effect constitutes your agreement to pay the modified Subscription fee amount.

3. Payments

Payment for subscriptions can be made through:

• Apple App Store: Subject to Apple's payment terms and conditions
• Google Play Store: Subject to Google's payment terms and conditions
• QuickBiz Website: Direct payment through our secure payment gateway

All payments are processed securely. We do not store your complete credit card information on our servers. Payment information is encrypted and processed through certified payment processors.

3.1 Currency and cross-border supply

Prices may be displayed and charged in Kuwaiti Dinar (KWD), Indian Rupees (INR), or another currency depending on your country. Whichever currency is used, the supply is made by our Indian company and constitutes an export of services from India where you are located outside India.

All prices are exclusive of any tax, duty, levy, or bank charge payable in your own country. Where your local law requires any withholding or reverse-charge treatment on payments to a foreign supplier, that is your responsibility, and amounts payable to us are not reduced by it. Your card issuer or bank may additionally apply currency-conversion or cross-border fees over which we have no control.

3.2 Purchases made through Apple

Where you subscribe through an in-app purchase on iOS, Apple is the merchant of record for that transaction, and the following terms apply in addition to the rest of these Terms:

• These Terms are concluded between you and us only, and not with Apple. We, not Apple, are solely responsible for the Service and its content.
• Your licence to use the Service on an Apple device is a non-transferable licence to use it on any Apple-branded device that you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions.
• Apple has no obligation to furnish any maintenance or support in respect of the Service.
• In the event the Service fails to conform to any applicable warranty, you may notify Apple, and Apple may refund the purchase price. To the maximum extent permitted by law, Apple has no other warranty obligation whatsoever with respect to the Service.
• We, not Apple, are responsible for addressing any claim relating to the Service, including product liability, failure to conform to legal requirements, and consumer-protection or privacy claims.
• We, not Apple, are responsible for the investigation, defence, settlement and discharge of any third-party claim that the Service infringes intellectual property rights.
• You represent that you are not located in a country subject to a U.S. Government embargo or designated as a "terrorist supporting" country, and that you are not on any U.S. Government list of prohibited or restricted parties.
• Apple and its subsidiaries are third-party beneficiaries of these Terms and, upon your acceptance, will have the right to enforce them against you as a third-party beneficiary.

3.3 Purchases made through Google Play

Where you subscribe through Google Play billing, Google is the merchant of record for that transaction and the Google Play Terms of Service apply to the payment. We, not Google, are solely responsible for the Service, for support, and for any claim relating to it.

4. Refunds

Except when required by law, paid Subscription fees are non-refundable. Please refer to our Cancellations and Refunds Policy for detailed information about refunds and cancellations.

5. Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of NOBLERADIANCE SOLUTIONS PRIVATE LIMITED and its licensors. The Service is protected by copyright, trademark, and other laws of both India and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without the prior written consent of NOBLERADIANCE SOLUTIONS PRIVATE LIMITED.

6. User Data and Privacy

Your use of the Service is also governed by our Privacy Policy. Please review our Privacy Policy, which also governs the Service and informs users of our data collection practices.

You retain all rights to your data. QuickBiz will not sell, share, or distribute your business data to third parties without your explicit consent, except as required by law.

6.1 Data about your own customers

The Service lets you record information about your customers, suppliers and staff — names, phone numbers, balances owed, and purchase history. In respect of that information:

• You are the controller and we are the processor. It is your data about your contacts. We hold and process it solely on your behalf and on your instructions, in order to provide the Service.
• You are responsible for the lawful basis on which you collect that information and for any notice or consent your own local law requires you to give your customers. We are not in a position to obtain it for you.
• We will not use your customers' personal data for our own purposes, will not sell it, and will apply appropriate technical and organisational measures to protect it.
• On termination, you may export your data. After the retention period described in our Privacy Policy, it may be permanently deleted.

6.2 Where your data is held

The Service is operated from India, and the servers on which your data is stored are located in Frankfurt, Germany (European Union). By using the Service you acknowledge that your data — including any personal data of your own customers that you enter — is transferred to and stored in the European Union and is accessible from India for the purposes of operating and supporting the Service. We apply appropriate safeguards to those transfers.

7. Acceptable Use

You agree not to use the Service:

• In any way that violates any applicable national or international law or regulation
• For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way
• To transmit, or procure the sending of, any advertising or promotional material without our prior written consent
• To impersonate or attempt to impersonate QuickBiz, a QuickBiz employee, another user, or any other person or entity
• In any way that infringes upon the rights of others, or in any way is illegal, threatening, fraudulent, or harmful
• To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Service

8. Service Availability

We strive to provide uninterrupted service, but we cannot guarantee that the Service will be available at all times. The Service may be temporarily unavailable due to:

• Scheduled maintenance
• Emergency maintenance
• Technical issues beyond our control
• Force majeure events

We will make reasonable efforts to notify users of planned maintenance in advance.

9. Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service or contact our support team.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

10. Limitation of Liability

In no event shall QuickBiz, nor its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from:

• Your access to or use of or inability to access or use the Service
• Any conduct or content of any third party on the Service
• Any content obtained from the Service
• Unauthorized access, use or alteration of your transmissions or content

Whether based on warranty, contract, tort (including negligence) or any other legal theory, whether or not we have been informed of the possibility of such damage, and even if a remedy set forth herein is found to have failed of its essential purpose.

11. Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an "AS IS" and "AS AVAILABLE" basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance.

QuickBiz, its subsidiaries, affiliates, and its licensors do not warrant that:

• The Service will function uninterrupted, secure or available at any particular time or location
• Any errors or defects will be corrected
• The Service is free of viruses or other harmful components
• The results of using the Service will meet your requirements

12. Governing Law and Dispute Resolution

These Terms, and any dispute or claim arising out of or in connection with them or their subject matter (including non-contractual disputes or claims), shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law provisions.

12.1 Exclusive jurisdiction

You and we agree that the courts at Banswara, Rajasthan, India shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or the Service. You agree not to commence proceedings in any other forum, and you waive any objection to these courts on grounds of venue or inconvenient forum.

This applies regardless of where you are located, where you use the Service from, and in what currency you are billed. In particular, and for the avoidance of doubt, the laws and courts of the State of Kuwait do not govern these Terms and have no exclusive or preferential jurisdiction over them. See section 0.1 above.

12.2 Arbitration

Any dispute that cannot be resolved amicably within sixty (60) days of written notice shall be referred to and finally resolved by arbitration under the Arbitration and Conciliation Act, 1996. The seat and venue of arbitration shall be Banswara, Rajasthan, India, the tribunal shall consist of a sole arbitrator, and the language of the arbitration shall be English. The award shall be final and binding on both parties.

12.3 Your local consumer rights

Nothing in this section removes any right you may have under the mandatory consumer-protection law of your own country that cannot be excluded by agreement. Where such a right applies and conflicts with these Terms, that right prevails to the minimum extent necessary, and the rest of these Terms continues to apply unchanged.

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

13. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material we will try to provide at least 30 days notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.

By continuing to access or use our Service after those revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, please stop using the Service.

14. Comparative Content

QuickBiz publishes comparison pages and articles that reference third-party products, services, and brands (e.g. Loyverse, Square, Odoo, Foodics, and others). The following terms govern that comparative content:

• Source of information. Competitor information is compiled from publicly available sources at the time of publication, including vendor websites, product documentation, pricing pages, public software directories, and the vendor's own public statements. Each comparison page is date-stamped with its last review date.
• No warranty of ongoing accuracy. Competitor products change frequently. We do not warrant that competitor features, pricing, or behaviour described on our pages remains accurate after the publication date. You should verify any material claim with the named vendor directly before making a purchasing decision.
• Subjective opinions. Where we describe a competitor as "better suited for X" or "more complex than Y", those are our editorial opinions based on our interpretation of public information — not statements of fact about the competitor's quality, safety, or suitability for any specific business.
• Trademark acknowledgement. All third-party names and marks referenced in our comparison content are the property of their respective owners. Use is limited to nominative reference for the purpose of comparative review, and does not imply endorsement, partnership, or affiliation.
• Correction process. If you are the owner of, or an authorised representative of, a product or service we discuss and you believe we have misstated a fact, please email communication@quickbiz.pro with the URL, the specific claim, and a public source supporting the correct information. We commit to acknowledge within two business days and to review and either correct or remove the disputed claim within seven business days of receiving a valid request.
• Full policy. See our Comparison & Editorial Disclaimer for the full standing policy.

15. Contact Us

If you have any questions about these Terms, please contact us:

• By email: communications@quickbiz.pro
• By visiting our contact page: Contact Us